Rewards

Find The Best Rewards Credit Cards

 

Credit card companies are gearing up for some big changes this year. By the end of 2015, most people will be issued new credit cards which have microchips in them, which is a lot better for security than the ones available now. It may also be the year when you can not only be cash-less, but card-less too. You may be able to walk into a store and come back with bags of things without having to take out your wallet at any point! Whatever it is, it is definitely the year where you should get the best rewards credit card for yourself! The best rewards card is of course dependent on your own spending habits. However, here are some of the best rewards available at the moment.

 

It is the rewards after all that makes a credit card valuable. For those waiting for the best rewards Credit cards don’t have to wait for long. There are a good number of reward laden credit cards with great credit announced recently. All one just have to do is go through the entire lot, weigh the benefits and rewards against each other and then take the pick.

The Chase Freedom is perfect for cashback
If cashback is the thing that interests you the most, then the Chase Freedom may be something that is perfect for you. The best thing about it is that you can keep earning throughout the year in a variety of different ways. It has rotating categories on which you can earn 5% cash back. The categories keep changing every 3 months, and so finding new ways to earn cash back is not tough at all! Also, with great customer support that Chase is known for, this is certainly a valuable option for you to consider.

Chase Sapphire Preferred is perfect for travel
If you travel a lot and want to enjoy benefits, then this is something that could be perfect for you. You not only get 2X points on dining and travel, but when you accumulate them and want to redeem them with the Chase Ultimate Rewards Program, the points will be 25% more. You can redeem them for shopping on Amazon, as statement credit or book trips. Also, if you have accumulated points on other rewards program, then it is very easy to consolidate them with this card, which will ensure that you end up getting more benefits.

Discover It is perfect if you are looking for a forgiving card
That’s right. You can earn cash back on rotating categories with this one, but what is important about it is that it has the most forgiving capabilities than any other card in the United States at the moment. Paying late will not raise your APR, and with no annual fee, foreign transaction fee or over-limit fee, this is something that is really great. Also, staying on top of your credit score is easy because this card lets you get FICO scores online.

American Express Premier Rewards
If you are looking for some really great perks for travel, this is a wonderful option. You can earn 3X points per dollar you spend on booking with the airlines. You also earn 2X points on grocery and gas stations in the U.S. with this card. Apart from that, enjoy 1X points for all other purchases.

Citi Double Cash Card– This credit card is the best as far as cash back is concerned as if offers a straight cash back. You get to earn rewards on 2% of all the purchases. There is no airline miles or investment accounts. There is no annual fee and the APR is little as 12.99% with promises of a great credit.

Blue Cash Preferred Rewards Card from American Express– When it comes to this Reward credit card, it is extremely hard to match up to what this card is offering you. There is a zero percent APR and that too for the first 15 months. Also there is 6% cash back at the super markets, 3% cashback at the gas stations and department stores while a 1% cash back is applicable on all other purchases. All the reward dollars are straight forward added to the statement and for a regular spender this will mean offsetting the 12.99% APR and the hefty $75 annual fees.

CapitalOne Venture Rewards Card- This card brings double miles on per dollar spent on every purchase. New sign ups can earn 40,000 miles after spending nearly $3000 on purchases within the first 3 months of opening the account. The double miles earned do not expire and is applicable on hotel stays, flights, cruises and car rentals. No annual fee for the first year. But the credit is good and the APR that one has to pay after that is 12.9%. Note that there is no foreign transaction fees as well.

PennFed Premium Travel Rewards American Express– Start on a great note with this Rewards credit card that asks for no annual fee. The card offers five points on airfare purchases with a one point on other purchases, bonus points of 20,000 when you spend $2,500 within the first three months of signing up ans a APR of 2.99% for the first year.

Simmons Bank Visa Platinum– Quite a good number of perks makes this credit card worthy of your choice. First the APR which is 7.25%. Plus, there is no transfer fees and no annual fee as well.

The above are really great credit cards for rewards. There are many more. Choose one that is the most beneficial to your spending habits.