Best American Express Credit Cards

 

Best American Express Credit Cards

Extract the best from your credit card membership stepping beyond just cash and credit. Subscribe to avail American Express’ cashback and rewards program by applying for its various cashback and rewards credit cards. The rewards and cash back cards will not only redeem a percentage cashback into your account on your every expenditure but also will award you different rewards like points, air miles and discount in brand merchandise.

American Express has designed such exclusive programs that will guarantee their customers rewards with every purchase they make. Hence, they try to make shopping easier for the customer. They aim at developing a strong merchant- consumer relationship by making transactions effortless for them. This whole idea of cashback is to promote the use of credit cards among the customers as well to allure them to pay their interest on time.

Let us now see what are the various rewards and cashback at American Express that are used to make life easy for the consumers:

  1. The Blue Cash Everyday Card From American Express

This card will offer you cashback on certain purchases as laid down by the terms and conditions of its use. This card provides

  • 3% cashback at the supermarkets residing in U.S.A. with up to a purchase of $6000 per year.
  • 2% cashback in the gas stations of US.
  • 2% cashback is awarded in few popular US departmental stores
  • 1% cashback on other purchases.

With the issue of this card you will be receiving reward dollars that can be regained as a statement credit. For the beginners, this is a nice credit program to rely on.

  1. SimplyCash Business Credit Card

This card will help to restore the money invested in your business with the cashback reward program. With the help of this card you could:

  • Earn cashback of 5% in any US office supply stores.
  • 5% cashback can be earned on mobile or on the go telephone services that has been bought directly from U.S. service providers.
  • Earns 3% cashback in the gas stations in U.S.
  • 1% cash back is provided on miscellaneous purchases.

 

  1. The Blue Cash Preferred Card from American Express

Similar to the Blue cash Everyday card, with this one as well you can avail

  • 6% cashback offered in the US supermarkets when up to $6000 is spent behind purchases per year
  • 3% cashback is offered at US gas station
  • 3% cashback at selected US departmental store
  • 1% cashback can be availed on other purchases.

The cashback secured will be in reward dollars that can be regained back as statement credit.

  1. The Plum Card

This card facilitates your own entrepreneurial ventures earning you cashbacks on every interest paid. 1.5% discount will be awarded to you if you pay early and take a 60 days’ time to pay without incurring any interest. You can earn another 1.5% discount if you pay all your dues in a period of 10 days of the closing date of your loan statement. You can also earn an equivalent reward if you take about two months from the date of closure to pay your full balance without incurring any interest. Hence, this will attract you to pay on time.

Therefore use rewards and cashback cards after analysing your needs to enjoy the pleasure of spending.

 

American Express Credit Cards

Do I have to pay my balance in full each month?

American Express have credit cards that can fit everyone’s payment needs. Depending on your Card, you will pay your full balance each month or carry a balance with interest.

You can choose the Card that’s right for you:

Pay Your Balance in Full

A Charge Card has no interest charges because you pay your balance in full each month, and a flexible spending limit that can adjust over time

Carry a Balance With Interest

A Credit Card gives you the flexibility to either pay in full or carry a balance with interest month to month.

What about an annual fee?
Do all Cards have one?

American Express offers credit cards both with and without an annual fee. Like the many American Express rewards and benefits, these annual fees will vary depending on the Card. You can choose the Card with the features that can fit your lifestyle.

What kind of rewards can I get with American Express ?

American Express® Cards come with a variety of rewards you can use for shopping, dining, travel and more. You can choose a Card with rewards the way you want them.

 What benefits and services does an American Express Card provide?

All American Express Cards come with access to benefits and services that can help with everything from saving money to traveling safely. No matter which Card you choose, Cardmembership provides access to benefits and services that can match your lifestyle.

Is it difficult to apply?

It’s as easy to apply for an American Express Card as it is to apply for any other card.

Where can I use my Card?

American Express Cards are welcomed at millions of businesses across the U.S. alone. From high-profile brands to independent merchants, the number of places you can use your Card is growing every day.

 

Next: Best Chase Credit Cards

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