Zero Percent

A great way to save money is to obtain a credit card with 0% APR. Having a 0% introductory rate will make your life easier when trying to pay off a large purchase that you made.

Applying for a 0$ interest credit card is great, however, there are many credit card companies that offer a 0% intro rate for a certain amount of time such as 6 months or a year, than the rate could change drastically.  Make sure you research and see what the rate is after the 0% intro rate changes.

And don’t forget rewards. Will you use that program after the zero percent interest deal ends? Or, do you have another card with better rewards?