Best Credit Cards for Traveling
Best Credit Cards for Travel Rewards
If you have plans to travel, extra savings in the form of credit card rewards is a great idea. Whether you travel frequently for work or are planning a holiday with the family, extra savings means that you can save on airline tickets, eating out and hotels. There are several travel rewards credit cards available today and the trick is to choose one according to your own spending habits.
BankAmericard Travel Rewards
This is a really great card because it has no annual fee and still manages to pack quite a punch. There is only a sign-up bonus of 10, 000 bonus points, which is weak when compared to other credit cards but you also earn 1.5 points for every dollar you spend. If you have a checkings or savings account with Bank of America, then you also get to earn 10% customer points on every purchase you make wit this card. If you want to earn big to spend on travel, this is one of the cards to choose.
Discover It Miles
This is a simple card for those who want travel rewards but don’t want to go to a lot of hassles with rotating categories to worry about. You earn a straight 1.5 miles for every dollar you spend and that is unlimited and irrespective of categories or restrictions. There is also no annual fee to be paid. What’s more, at the end of the first year, your earnings are doubled by Discover. So this means that if you are earning 1.5 points per dollar, then it becomes $3 points per dollar at the end of the first year. You can redeem the points for any travel purchases you make and also as statement credit, which is simplicity at its best.
Gold Delta Skymiles
This card by American Express is one of the best travel rewards cards available. It offers great benefits if you are a frequent air traveler. If you make purchases worth $1000 within the first 3 months of account opening, you get 30, 000 bonus miles in rewards. There are also extra benefits in store such as free checked bags and priority boarding, which can really save you money if you are traveling with a big family. Though this is a specific airline card and that is usually not recommended for travelers who like keeping options open, the benefits it offers are just too big to be ignored. You can pair this with the Starwoood Preferred Guest card and combine your points to get really wonderful benefits when you stay at Starwood properties.
Chase Sapphire Preferred
This is another great travel credit card to choose. Earn yourself 2X points when you dine or travel, and 1X points on all other purchases. Also, when you spend $4, 000 in the first 3 months, you get 40, 000 bonus points. Redeeming your points for your travel expenses is easy and if you are careful, you can even book yourself a free flight ticket with it.
With so many great options to choose from, going traveling is the thing to do.