Best Credit Cards with No Interest
0% APR Credit Cards with Cash Back Rewards
If you are making a big purchase, it will be better for you if you applied for a 0% introductory APR credit card. Paying no interest is to be paid during the introductory offer and since the APR is 0%, it is a great way to handle any debt without an interest. There are some good 0% apr credit cards with Cash Back Rewards in the market today recommended by those who have used and benefited.
If you are looking for a credit card rewards program that suits you, considering cash back cards is a great idea. This is because unlike other rewards programs, with cash back, you don’t have to worry about how you should redeem your points. You get cash back: it is as simple as that. Airline or hotel rewards programs work only for people who travel a lot and need travel rewards. Cash back cards work for everyone regardless of whether they travel or not. And with the lure of 0% APR, they are something that just cannot be ignored! So which is the one to choose? Well, it all depends on your spending habits. Here are the best 0% APR credit cards with cashback rewards.
Discover It
This is the best card with incredible cash back opportunities. Not to mention the 0% APR you get to enjoy for the first 14 months on balance transfers and payments, and you have got yourself the perfect card! Enjoy 5% cash back on categories that change every quarter, which is one of the highest being offered. So even if the card does not have a sign-up bonus, if you are looking for cash back, then this is something that is really great. You can get for every $50 you incur and have it in your bank account or as statement credit.
Chase Freedom
This is another great card with 0% APR for the first 15 months. Enjoy 5% cash back on rotating categories and there is even a sign-up bonus. You will get $100 if you spend at least $500 with it in the first 3 months of account opening. However, unlike Discover It, there is a foreign transaction fee involved.
Blue Cash Everyday
This one from American Express is great if you are looking for cashback on a variety of everyday purchases such as gas, groceries and when you shop at departmental stores. Enjoy 0% APR for the first 12 months of opening the account, and with as much as 3% cashback on most purchases, it really has some wonderful perks to consider. If in the first 3 months, you spend $1, 000 with it, you will get $100 bonus as statement credit. There is also no annual fee to worry about.