Best Credit Cards with Zero Percent

 Best Credit Card With Zero Percent Rewards

Whether you are trying to repay your credit card debt or planning to buy something big, credit cards can be a real help if you know which one to choose. With 0% APR, some cards are just perfect to get rid of debt and for other things. The bonus is that they come with rewards as well. Here are our top picks for the best credit card rewards with zero percent.

Chase Freedom

With 0% APR on the first 15 months of being issued the card, this one is great for people who need a little bit of time to get rid of old debt. The 0% APR is applicable on balance transfers as well and you can even earn rewards with this card. One can earn 5% cashback on various rotating categories that keep changing every 3 months. The limit is $1500 per quarter, and after that limit is reached, it is a flat 1% on all purchases. If you make purchases worth $500 in the first 3 months of the card being issued, you get a bonus of $100.

Discover It

This is another really great credit card which offers 0% APR along with rewards. Enjoy 0% APR on transfers and purchases for the first 14 months and also get to enjoy 5% cash back on the rotating categories upto a limit of $1500 per quarter. The first time you pay late, the late fee is waived off. There are also no foreign transaction fees and penalty APR.  There are also several extra perks involved.

Citi Simplicity

If you are looking for a card that will help you repay your credit card debt over a longer period of time, Citi does it for you. Enjoy 0% APR on transfers and purchases for the first 18 months. There is also no penalty APR, no late payment fee, no annual fee and best of all, a very low 3% balance transfer rate (which by the way, is the lowest in the industry). Simplicity is a card that treats its users with very delicate hands.

Chase Slate

This is a credit card that has been consistently voted to be one of the best for balance transfers in the country. It may not be great for rewards or amazing introductory offers, but what it is good for is to get rid of credit card debt. So, if you have incurred a significant amount in debt, then this may be the perfect one for you to apply to. The 0% APR lasts for 15 months which is lesser than Citi Simplicity, but this card is worthy of your attention for one simple reason: for the first 60 days, there is no balance transfer fee. This can save you a considerable amount of money. This is because with other cards like Discover It or Citi Simplicity, you may not have to pay an interest, but there will be a considerable balance transfer fee. By getting rid of balance transfer fees for the first 60 days, Chase Slate can save you a significant amount of money if you have significant credit card debt.